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Live Oak Insurance Group

PO Box 1201
Hampstead, NC 28443

About Live Oak Insurance Group

About Live Oak Insurance Group

Live Oak Insurance Group was built with one simple belief: insurance should bring peace of mind, not stress.

After spending over 15 years in the insurance industry, we saw firsthand how confusing, impersonal, and frustrating the process can be - especially when people feel rushed, unheard, or boxed into one-size-fits-all solutions. We knew there had to be a better way.

So we built Live Oak.

We are a locally owned, independent insurance agency rooted in relationships, transparency, and long-term thinking. Being independent means we work for you, not for one insurance company. Our job is to understand your situation, explain your options clearly, and help you choose coverage that actually fits your life - today and as it changes.

At Live Oak, we believe:

  • You deserve honest answers, not pressure
  • You should understand what you’re buying
  • Your insurance should grow with you, not hold you back
  • A real person should always be on the other end of the phone

We specialize in personal insurance, commercial coverage, and supplemental benefits, helping individuals, families, and business owners protect what matters most - without overcomplicating the process.

More than anything, Live Oak is about building something lasting. For our clients. For our community. And for the people who trust us to help them feel secure.

We’re proud to serve our neighbors here in North Carolina and beyond, and we look forward to being your insurance partner for years to come.

Partner Carriers

  • Frederick Mutual
  • Hagerty
  • Hiscox
  • Jewelers Mutual
  • Nationwide Commercial
  • Neptune Flood
  • NEXT Insurance
  • NLC
  • Orion180
  • Pie Insurance
  • Plymouth Rock
  • Progressive
  • RLI
  • Steadily
  • The Hartford Small Business
  • Travelers Personal and Commercial