PO Box 1201
Hampstead, NC 28443
Umbrella insurance is an add-on policy designed to provide extra protection beyond the limits of your primary insurance policies. It works alongside policies such as auto insurance, home insurance, and general liability insurance. When the coverage limits of your primary policy are exceeded, umbrella insurance steps in to cover additional costs, offering an extra layer of financial security.
Standard liability policies have coverage limits, which may not be enough in high-risk situations or when dealing with high-value items. For example, a major accident, lawsuit, or property damage claim could exceed the limits of your primary policy, leaving you responsible for the remaining costs. Umbrella insurance is especially important for individuals or businesses with significant assets to protect, as it helps cover those unexpected expenses.
Understanding your liability limits and deciding how much umbrella coverage you need is simple when you work with an experienced insurance agent. Live Oak Insurance Group has knowledgeable agents who can help you assess your risks and recommend the right amount of coverage to protect your assets and financial future.
Live Oak Insurance Group in Hampstead, NC is here to help individuals and businesses across North Carolina, South Carolina, and Connecticut find the right umbrella insurance coverage. Speak with one of our agents to learn more about how umbrella insurance can protect you. Click here to contact us and get started today!
